Our Comprehensive Approach

Investment advice and management in the absence of a coordinated plan of attack across all elements of the financial services spectrum can only be so effective.  That is why we take a comprehensive approach to working with our clients and their families, reviewing insurance, estate documents, and non-custodied assets, in addition to the client’s investment portfolio.  This enables us to make holistic recommendations that support financial security over the long-term, protect your loved ones, and chart a course for the future. 

We utilize our own expertise in financial planning, insurance, and legacy and estate planning in conjunction with a team-oriented approach to working with your existing trusted advisors in these areas. This centralized, cohesive approach to wealth management drives more informed decisions by you, the client, and ensures that your advisors are aligned in supporting your financial objectives and priorities.

 

Goals-Based Planning

 

As business owners with families of our own, we understand and have experienced firsthand the challenges of planning for the future and thinking through the “what ifs”.  We bring this perspective and experience to bear in working with our clients to plan and chart a course toward their goals in both their personal and professional lives. 

We can provide a detailed financial road map or simply assist with certain elements of your planning, depending on where you are in life and how we can meet your needs.  Our financial planning services are technology-enabled, and some of the key areas that we assist clients in are as follows:

  • Retirement planning, including

    • Establishing life goals and priorities with realistic targets

    • Performing lifetime simulations and scenario modeling

  • Reviewing investments with a goal of optimizing investment portfolio allocations

  • Planning for education spending

  • Philanthropic planning and charitable giving

  • Planning for business owners

  • Estate and legacy planning

Thoughtful Investment Management

At Insight Investment Advisory, we take a thoughtful, evidence-based approach to investing, building a diverse portfolio that is tailored to support your unique financial goals and that is appropriate for your risk tolerance. We are free to source a wide array of investments for our clients, including alternatives such as private equity and private debt.  We bring our technical skill set to bear in conducting rigorous due diligence when selecting new investments or managers and closely monitor the ongoing performance of those investments and managers.    

 

Our investment philosophy is based on a few key principles:

  • Diversify systematically – We believe that the importance of asset allocation is paramount and that a more diverse investment approach incorporating alternative asset classes can decrease the volatility and increase the returns of a total portfolio over time. 

  • Minimize fees and taxes – We implement our investment strategy at the household level in a tax efficient manner across taxable and tax-deferred accounts while working to keep fees low.

  • Think long-term - We concentrate on long-term objectives as opposed to trying to outsmart the short-term fluctuations of the market.

We also believe in the importance of disciplined portfolio re-balancing, which supports staying in line with the original allocation targets and taking advantage of changing market conditions.

Client Advocacy

Back to the client-first focus…  We enjoy getting to know our clients well and often serve more than one generation in a family.  As fiduciary advisors, we are legally obligated to put our clients’ interests first, but we cannot do so effectively without truly knowing our clients, understanding their unique goals and circumstances, and building a trust-based relationship. 

At Insight Investment Advisory, we pride ourselves on being available to clients at all times and maintaining a dialogue on investments and planning as new opportunities and challenges inevitably arise in our clients’ lives.  We provide quarterly portfolio reporting and offer in person meetings on a quarterly basis or more frequently as requested by the client. 

 
 

© 2018 by Insight Investment Advisory

Advisory services provided through Wealthcare Advisory Partners LLC ("WCAP") doing business as Insight Investment Advisory. WCAP is a registered investment advisor with the U.S. Securities and Exchange Commission.   Click here  for important disclosures.